Blog posts

Fall brings changing ocean conditions and new considerations for Pacific Coast vessel owners. Learn what to review in your marine insurance policy before winter arrives, from hull and machinery coverage to navigation limits, vessel values, and liability protection.

Successive Pacific hurricanes can create overlapping risks for vessels, commercial fishing fleets and coastal marinas. Learn how an active El Niño season affects marine operations and why insurance preparedness matters.

Your vessel may be worth something very different today than when your insurance policy was first written. Electronics, repowers, refits, tenders, and specialized equipment can all change the equation.

A Pacific hurricane doesn’t need to make landfall in California to affect vessel owners. Large swells, harbor surge, wind, and changing conditions make hurricane season an important time to understand your marine insurance.

Tuna purse seiners are among the most sophisticated commercial fishing vessels operating on the Pacific Ocean. Their specialized equipment, support skiffs, refrigeration systems, and offshore operations create insurance needs that differ significantly from other commercial vessels.

A fuel spill doesn’t have to be large to become expensive. During peak boating season, crowded fuel docks, increased vessel traffic, and busy marina operations all contribute to greater environmental liability exposure.

El Niño doesn’t just change the weather—it changes how marine businesses operate. Larger swells, shifting currents, and unpredictable sea conditions can increase risk for commercial fishing vessels, charter operators, marinas, and aquaculture facilities throughout the Pacific Coast.

Recent rough ocean conditions along the Pacific Coast have highlighted the challenges commercial fishing vessels and charter operators face when swells, currents, and sea conditions become less predictable. Understanding these risks can help operators better protect their crews, equipment, and businesses.

Summer often brings ideal growing conditions for aquaculture operations, but warmer water, lower oxygen levels, and harmful algal blooms can quickly turn opportunity into risk if operators are not prepared.

Summer is great for marina business, but increased traffic also means increased liability. Understanding seasonal risks helps marina operators protect their facilities, customers, and long-term success.

When one mistake in a crowded marina damages several boats, dock structures, and injures a bystander, the claim becomes far more complex than a standard collision. Peak season is when these chain-reaction losses happen most often.

Summer is peak season for marine operations—but it’s also peak claim season. Increased traffic, tighter schedules, and heavier use create conditions where even small mistakes can turn into costly incidents.